Corporate Structure & Entity Formation

Formed clean, banked clean, governed clean.

Asset protection, operational transparency, and commercial banking readiness for Private Contacting LLC — structured within the State of Maryland under SDAT.

Maryland Entity Options

Two structuring paths establish asset protection and banking readiness. Option A creates a clean, independent corporate record for commercial banking and merchant processing.

RecommendedOption A · Recommended

Standalone Single-Member LLC

Private Contacting LLC

Establishes complete corporate liability separation, a clean record for independent commercial banking and merchant processing, and a path to direct equity or future enterprise valuation.

  • Isolated liability
  • Dedicated commercial banking
  • Direct enterprise valuation
Option B

Subsidiary / Trade Name (DBA)

Under BJ Morgan Enterprises LLC

Registers PrivateContacting.com as a formal trade name under the existing Maryland holding company. Streamlines annual reporting and consolidates accounting while using dedicated business checking.

  • Consolidated administration
  • Shared banking infrastructure
  • Simplified tax filings
SDAT Filing Requirements

Filed through the Maryland Business Express portal under the State Department of Assessments and Taxation (SDAT). The principal office must be a physical Maryland address; P.O. Boxes are prohibited for entity registration.

Articles of Organization & Fees

Standard SDAT formation form, filed online. Expedited review is optional.

  • Base filing fee

    Standard SDAT Articles of Organization fee.

    $100
  • State online service fee

    Processing charge on Maryland Business Express.

    3%
  • Expedited review (optional)

    Optional state fast-track processing fee.

    +$50
  • Annual report fee

    Form 1, due April 15 each year (mandatory maintenance).

    $300

Resident Agent Protocol

Must designate an individual Maryland resident over 18 — e.g. Brian J. Morgan — or a licensed commercial registered agent with a physical Maryland street address to accept service of process.

Principal Office

Southern Maryland

Huntingtown / Prince Frederick, MD 20639

EIN & Commercial Banking Readiness

Federal EIN, then the unblemished document packet.

Upon receiving approved, stamped Articles of Organization from SDAT, apply for an EIN through the official IRS Online EIN Assistant at no cost. Preserve the generated CP 575 Confirmation Notice — it is the primary proof of TIN verification for financial institutions.

EIN · $0CP 575 retainedKYC / AML ready
Document / Requirement
Issuing Authority
Purpose & Institutional Significance
Approved Articles of Organization
Maryland SDAT
Legal proof of entity existence, filing date, and registered state status.
IRS EIN Confirmation (CP 575)
Internal Revenue Service
Federal tax verification for account opening and 1099 / W-9 merchant infrastructure.
Executed LLC Operating Agreement
Internal Document
Signed agreement establishing member-managed structure, ownership, and banking authority.
Government-Issued Photo ID
State / U.S. Government
Identity verification of sole member / authorized signer (license or passport).
Physical Address Documentation
Utility / Lease / Tax Bill
KYC/AML verification of the Maryland principal office (no P.O. Boxes).
Initial Opening Deposit & ACH Setup
Member Capital Contribution
Initial capitalization ($100–$500) to fund the active account and Stripe connection.
Single-Member LLC Operating Agreement

A Maryland Single-Member Limited Liability Company

Entered into by the undersigned sole member, Brian J. Morgan. Draft structure for operational organization and corporate account setup — to be reviewed by a qualified Maryland legal professional prior to execution.

Article I — Formation & Purpose

Formation under Maryland SDAT; legal name Private Contacting LLC; principal office in Southern Maryland; purpose of secure digital intake infrastructure, tokenized concierge communications, and lawful SaaS operations.

Article II — Capital Contributions & Ownership

Brian J. Morgan as sole initial member holding 100% membership interest, having contributed initial capital to establish operational accounts.

Article III — Management & Banking Resolution

Member-managed. The managing member retains full authority to open and operate commercial accounts, execute wire transfers and ACH, and sign SaaS and vendor contracts on the company's behalf.

Article IV — Liability & Accounting

Limited liability for the sole member; the company maintains separate commercial accounts and accurate books. Company funds are never commingled with personal funds.

Sole Member

Brian J. Morgan

Managing Member

Open Secure Intake